let us help you today!

    Testimonials

    Everyday, hundreds of people like you, reach out for help. Every day, we help hundreds of people like you - people who are at a loss and don’t know where to go; or what to do. If you’re facing a serious debt problem, then you may identify with what their situation was like; before they contacted Pioneer Group. Read on and see how they fixed their debt problems and turned their lives around.
    Sbongile Msomi

    I knew that I had hit rock bottom when I wasn’t able to pay my child’s school fees or put food on the table for my family. There’s nothing in life as worrying and as depressing as this; and it only gets worse when you have debt collectors chasing you for payment.

    I knew that I had hit rock bottom when I wasn’t able to pay my child’s school fees or put food on the table for my family. There’s nothing in life as worrying and as depressing as this; and it only gets worse when you have debt collectors chasing you for payment.

    I started off with a few clothing accounts and I was managing well with all my accounts. When I was 37, I bought my car. It was really exciting, and I was so happy and proud to have achieved this goal. Soon after that, my life began spinning out of control because of my credit problems. I had eight credit providers and I could not afford my payments. I began skipping a few payments and trying to make a plan on my own. Not long thereafter, I had debt collectors chasing me for payments that I simply could not afford. This anxiety and stress made me depressed, moody and very short-tempered.

    Eventually, I couldn’t handle it anymore and I confided in a few close family and friends. I was feeling really embarrassed to share my story with them, but I had reached a point where I didn’t know what to do. I was really surprised by their responses and how supportive they were. One of my friends had heard about Pioneer Group and she got me to contact them. I was sceptical, but I realised that I needed professional help, and I needed it fast.

    I got in touch the same day, and after speaking to one of the consultants, I signed up immediately. The process was really simple and the guys at Pioneer Group were really friendly, helpful, understanding and professional. What amazed me the most is that they were able to negotiate my repayments from R 11 000 per month down to R 6 500 per month – a saving of R 4 500 per month. At least now, I had money to live with.

    Debt review is not as difficult as you think – all you have to do is learn to live with the money that you have and not rely on credit, because you cannot take any additional loans or credit while you’re on the program. I started debt review in 2014 and in 2018, I was completely debt free with a clean credit record. Pioneer Group not only helped me reduce my instalments, but after I had paid off all my debt, they arranged for my name to be cleared from the credit bureau.

    If you are in trouble with your creditors, and you debt problem has taken over your life, get in touch with Pioneer Group immediately. They know what to do and how to do it too.

    Lawrence Gwala

    When Lawrence realized that his debt was out of control, he considered taking his own life…

    Lawrence Gwala’s story began with a single debt. He opened an account to buy Hi-Fi radio. He felt that as a father and husband, it was his duty to provide for his family. Slowly, he began increasing his credit by opening more accounts and borrowing more. He applied for a credit card; and the bank said yes.  He applied for clothing accounts; and the stores said yes. When his daughter was accepted for tertiary studies, he needed money for that too. He had a good credit record, but he still owed on his accounts and his credit card. He discovered that he could get a loan to help fund his daughter’s studies. And when he began to find it hard to cope with his debt repayments and his family’s daily living expenses, he got a second loan.

    Lawrence soon realised that he was in trouble and really deep in debt. He could not afford to pay his accounts. This burden was really heavy and he felt that he could not share his problems with anybody. After struggling with his debt and with the debt collectors for two years, Lawrence Gwala felt that he had failed as a man, as a father and as a husband. Unable to handle the shame and anxiety, he felt that he had reached the end of the road, and sadly, the end of his life as well.

    While considering how to end his life, fate intervened, and he saw a Pioneer Group advert. Feeling that he had nothing more to lose, and in a last ditch attempt to salvage his life, his pride and his dignity, he contacted Pioneer. After speaking with a debt consultant, he signed up immediately.

    “Pioneer saved my life”, says Lawrence. “They were so comforting and reassuring that at last I realized there was a solution to my problems.

    “I am not yet done with my debt, but I definitely feel stress free. I know that I will finish paying off my debts soon and now there are no debt collectors chasing me. Debt review is definitely worth it.”

    “If you are struggling with debt, and feel like you have reached the end of the road, please contact Pioneer Group and they will help you.”