When Lawrence realized that his debt was out of control, he was so desperate that he actually planned to take his own life. Lawrence’s financial problems began with one small debt. He opened an account to buy a radio. Little by little he began borrowing more and more. As a husband and father, he believed it was his responsibility to provide for his family. He applied for a credit card and the bank said yes. He applied for a clothing account, and the store said yes. And when Lawrence’s daughter was accepted for tertiary studies, he had to find the money to support her. He already owed money on his accounts and credit card, but he discovered he could take a loan. And when he began to find it hard to cope with ordinary daily expenses, he took a second loan. Lawrence soon realized that he was in deep trouble. He couldn’t see a way to deal with it. He carried a heavy burden, a secret he couldn’t share with anyone. He believed he’d failed as a man and after two long years of shame and anxiety, Lawrence wanted to die. He was planning to buy poison when he saw an ad for Pioneer Debt Solutions. After speaking to a debt consultant, he signed up immediately. “Pioneer saved my life”, says Lawrence. “They were so comforting and reassuring that at last I realized there was a solution to my problems. “I am not yet done with my debt, but I definitely feel stress free. I know that I will finish paying off my debts and there are no debt collectors chasing me. “Debt review is definitely worth it.” “If you are struggling with debt, please contact Pioneer Debt Solutions and they will help you.” “Thanks to Pioneer Debt Solutions I am proud to be Gwala, Mphephethwa, Lukhshu, Mdlovu, Majiya, Khilane.”